Personal Bio. Kevin J. Gaubert - age 40 Spouse - Kelline Robichaux Gaubert Occupation - Health, Safety, and Environmental technician for Dow Chemical Corp. Member of the Louisiana B.A.S.S. Federation for 13 years. Officer in the Louisiana B.A.S.S. Federation for 11 years. Secretary/Treasurer - 1990 -1998 State President - October 1998 to present Louisiana B.A.S.S. Federation state team member - 1999 Present Bass Club - Casting Cajuns Bassmasters Casting Cajuns Bassmasters Angler of The Year, ’97, ’98, & ’00

Email: Kevin Gaubert

  From Kevin Gaubert:
Here again is the explanation on the BFN insurance. This policy does not take the place of the boater's liability insurance. It is strictly to protect the federation member against third party lawsuits. That's why it's important that we somehow ensure that our participants have the proper insurance. I know it's a pain but it will protect us in the long run.

Original message:
Sent: Monday, April 14, 2008 07:44 AM Eastern Standard Time
To: Corkran, Don K. -ND
Cc: fishcrazy@new.rr.com
Subject: Insurance Question.
Don,
Good Morning! Question on insurance. Came up yesterday,
If a Wisconsin B.A.S.S. Federation club has an open tournament, is everyone who participates covered under our insurance or just federation members?

Thank You Sir,

Jeff

Jeff Dyer
Wisconsin B.A.S.S. Federation Nation
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Answer from Don Corkran:

Here's another one of those questions that indicates a lack of understanding of what insurance coverage we have for the BFN. Please let me explain again - we have 2 policies. The first is an Accidental Death & Dismemberment policy that covers all MEMBERS only to and from and during an event - it's for $10,000. The second is a General Liability Policy that covers all clubs and state B.F.N.'s against 3rd party lawsuits. It never covers a member except as it pertains to his/her involvement as an officer of the organization. So it never covers a boater, for instance, and that is the reason you must make sure that all of the boaters in your events have watercraft liability insurance. This GL policy is like any company or organization would have to protect them if their actions cause damage - it is a $1 million policy.

I guess it's time for me to write my column on this subject once again for BASS Times.

Don

Don Corkran
BASS/ESPN
Director, BASS Federation Nation
BASS/ESPN Outdoors
Office: 407-566-2075
Fax: 407-566-2072
Cell: 407-973-5971
Don.K.Corkran@bassmaster.com

Kevin Gaubert

President